Terms of Service.

Plain-language terms for using The Money Room website and engaging The Money Room as a service. By using the site or working with us, you agree to these terms.

This is a starter framework. Specific client engagements are governed by a separate, signed services agreement (sent via HoneyBook during onboarding) which supersedes these general terms where they conflict. Have a lawyer review before relying on this for high-stakes scenarios.

About this site

The website at mymoneyroom.com is operated by The Money Room, LLC (a Louisiana limited liability company), a finance practice run by Shayne Gabriel. The site is informational and serves as the application gateway for prospective clients.

What we are (and are not)

The Money Room is: a monthly finance practice that prepares books, reconciles accounts, sets tax reserves, plans for taxes, recommends owner pay, and delivers a monthly Money Moves Memo to active clients. Clients on the Fully Handled seat also receive business and personal tax return preparation and filing.

The Money Room is not:

• A licensed CPA firm or law firm
• A registered investment advisor (we do not give investment advice)
• A financial planner (we are an operational practice, not a planning firm)

Investment advice and legal counsel must come from appropriately licensed professionals — not from us. Tax return preparation and filing is offered to clients on the Fully Handled seat only; Base seat clients keep their existing CPA or EA, and we coordinate with that professional on their behalf.

Application, audit, and engagement

Submitting the application form on our site does not create a client relationship or any obligation on either side.

The Private Money Audit is a separately purchased service: a 90-minute review priced at $1,250, paid up front. The audit fee is non-refundable except in the case of cancellation by The Money Room. If the prospect joins a Money Room seat within 60 days of the audit, the $1,250 credits toward the first month's fee.

A client relationship (Base or Fully Handled seat) begins only when both parties sign a services agreement. Site pricing is the standard offer. The signed services agreement is the binding document and is sent via HoneyBook following the Private Money Audit if both parties agree to proceed.

Confidentiality

We treat all client financial information as confidential. We do not disclose, sell, or share your data with third parties except (a) service providers necessary to deliver our work (described in our Privacy Policy), (b) your designated CPA or EA at your direction, or (c) when required by law.

By engaging The Money Room, you agree that we may store relevant business and financial information in our internal systems for the duration of the engagement and a reasonable retention period afterward, in line with professional record-keeping norms.

Your responsibilities as a client

• Provide accurate, timely access to the financial accounts and documents we need to perform the work
• Communicate changes (new contractors, new income streams, account changes) within a reasonable window
• Pay invoices on time per the signed services agreement
• Maintain your own legal, tax, and licensing obligations
• Use the deliverables we send (memos, dashboards, reports) as informational inputs to your own decision-making, not as personalized investment, legal, or tax advice

Intellectual property

The Money Room retains ownership of templates, frameworks, and methodologies developed in the course of our work (the "Money Moves Memo" format, the "Quiet Number" calculation, the four-step monthly close cycle, etc.). Clients receive a perpetual, non-transferable right to use deliverables produced for their business.

Site content (text, images, logo, styling) is owned by The Money Room and may not be reproduced for commercial use without permission. Press use is permitted under the terms in the press kit.

Limitation of liability

To the maximum extent allowed by law, The Money Room's liability for any claim arising from use of this site or from our services is limited to the amount you've paid us in the 12 months preceding the claim. We are not liable for indirect, incidental, or consequential damages.

This limitation does not apply to liability that cannot be limited under applicable law (such as gross negligence or willful misconduct).

Disclaimers

The site, the briefing PDF, the newsletter, and all freely-available content are provided "as is" for general informational purposes. Nothing on the site or in our content constitutes individualized financial, legal, tax, or investment advice. Use of any content is at your own discretion and risk.

Specific advice is provided only inside an active client engagement, and only within the scope of the signed services agreement.

Termination

Active client engagements have a 3-month minimum term, then continue month-to-month. Either party may terminate with 30 days' written notice after the minimum term.

We reserve the right to terminate any engagement immediately for non-payment, illegal activity, or material breach of these terms or the services agreement.

Governing law

These terms are governed by the laws of the State of Louisiana, without regard to its conflict of law principles. Any disputes will be resolved in the state or federal courts located in East Baton Rouge Parish, Louisiana.

Changes

We may update these terms from time to time. Material changes will be reflected in the effective date at the top and communicated to active clients directly.

Contact

Questions: hello@mymoneyroom.com.

A starter Terms of Service. Adapt and have a lawyer review before relying on this for any contentious situation.